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Kirsten

Maybe. I didn't have a credit card til after college, and didn't really understand what interest actually meant. After charging a laptop (which I had the money for in my savings), I realized that with interest every month, I was paying MORE for the computer than the actual price. Before that happened, I never got what the big deal was, and learned the hard way. If I had someone tell me how that stuff worked (even though it seems so obvious now), I wouldn't have used the card the way I did. So, if you can teach your kids things through a card like that, then yes. Just giving them an actual credit card--um, NO.

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